The Top Auto Insurance Endorsements You Should Consider

Auto insurance can protect against financial loss due to accidents, theft, and other unforeseen events. While standard auto insurance policies provide a solid foundation for coverage, you can enhance your protection with various endorsements.

What Is an Auto Insurance Endorsement?

An auto insurance endorsement, also known as a rider, is an addition to your existing policy that modifies or extends your coverage. Endorsements can provide extra protection for specific situations that may not be covered under your standard policy.

Examples of Auto Insurance Endorsements

Here are some auto insurance endorsements you may wish to consider:

• Rental car coverage may help pay for a rental vehicle while your primary vehicle is being repaired following an accident, helping you stay mobile.

• Roadside assistance may help if your car breaks down, offering services like towing, battery jump-starts, and tire changes.

• Glass coverage may pay for repairing or replacing your vehicle’s windows and windshield, which can be costly to fix.

• New car replacement coverage may help replace your vehicle with a brand-new one if it is totaled within a certain period.

• Guaranteed Asset Protection (GAP) coverage may pay the difference between your car’s actual cash value and the amount you still owe on your auto loan if your vehicle is totaled or stolen.

• Commercial use coverage may financially protect you if you use your vehicle for commercial activities, which is typically not included in standard policies.

Auto Insurance in San Antonio, TX

Auto insurance endorsements can significantly enhance your coverage, providing peace of mind for various situations. Bienvenido Insurance can check you have the right coverage to help protect you from unexpected financial burdens. Contact us today for more information.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.